My Insurance Passport
Find out what the insurance companies see when you apply for insurance
Insurers can ask you a lot of questions – even before offering you a quote. It’s important to get the answers right - and to understand what you are being asked. Terms such as ‘3 or 5-years of claims history’, ‘at fault’ claims or ‘claim incidents’ can be confusing, and different insurers ask different questions.
To assist you, you can now see the information the insurance company sees, with My Insurance Passport.
My Insurance Passport gives you access to historical claim information to help you make the right disclosures - and receive the best insurance price possible.
MyInsurancePassport.com.au also gives Australian consumers access to their insurance claim records, as held by Veda on behalf of the Australian general insurance industry. The report includes:
- Details of applications made by you for insurance companies
- Enquiries made by agents of insurance companies against your details - such as loss assessors, insurance investigators and recovery agents
- Claims made under insurance policies held in your name
- Details of claims where you were named as a driver of an insured vehicle.
It is important to check what the insurance market knows about your past claim activity. Failure to correctly disclose your historical claim record - or that of a disclosed driver on your policy - could result in a denied or significantly reduced claim payout - potentially costing you thousands of dollars.
The data held on My Insurance Passport is the only resource that Australian insurers have available to verify the claims disclosures from their policy holders.
Visit MyInsurancePassport.com.au for more information.