Tracking your VedaScore

Tracking your VedaScore

Score Tracker is a valuable tool that tracks your VedaScore over time, so you can gain an insight into how to improve your VedaScore and determine the best time to put in your application for credit.
When you sign up to Veda Access or Veda Plan every month, we’ll generate a VedaScore which you will receive together with a graph that charts your score.  You’ll also receive information regarding what items on your credit report contributed to your score at that point in time.
It’s important to note that when a credit provider uses VedaScore in the process of assessing an application for credit, the score they receive is calculated at the time they do their enquiry. By monitoring your VedaScore over time, you’ll see how your VedaScore changes depending upon the information on your credit report. You’ll also have a better understanding of how lenders see you and know where you stand.


What causes my VedaScore to fluctuate?
Your VedaScore may change when new information is recorded in your credit report, such as your application for a loan, or when information reaches its expiry date and is removed from your report, such as an overdue-debt that has reached its expiry date.

When you sign up to a Veda package that includes the Score Tracker tool, your VedaScore will be generated every month and reflect the information that is in your credit file at that time.

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