Personal

What is a Credit Report?

  • Lists information that is recorded on your credit file
  • Contains personal details, loan enquiries, credit providers, serious debts and credit infringements, commercial credit and public record information including bankruptcy data and default judgments

GET YOUR CREDIT REPORT Find out more

What is a Credit Score?

  • Your Veda Credit Score summarises the information on your credit report into one number called a VedaScore
  • Your VedaScore is a ranking between 1-1200, to help you understand your credit ranking against other Australians
  • Your VedaScore is what lenders can use when assessing your credit application

GET YOUR CREDIT SCORE Find out more

Protect your identity
with Identity Watch

  • Monitor your credit and debit cards, email addresses and phone numbers online
  • Receive alerts if your identity information is found to be compromised online 

GET IDENTITY WATCH Find out more

UNDERSTAND YOUR
CREDIT FILE AND VEDASCORE

A VedaScore helps lenders assess your credit application. Knowing your VedaScore gives you the insights you need to help make yourself more attractive to lenders.

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TIPS TO IMPROVE YOUR
CREDIT FILE AND VEDASCORE

There are lots of ways you can improve your VedaScore, once you know where you stand. Find out what are the simplest ways to look good in potential lender’s eyes.

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WHY PROTECT
YOUR IDENTITY

More than one in five Australians have experienced some form of identity crime. You can help protect yourself from identity theft by signing up to Identity Watch.

FIND OUT MORE

Tenancy Check

Make sure you’re letting your property to the right people.

Property Value

Independent property reports of house prices and market trends in Australia.

Secure Sentinel

What would you do if your wallet or handbag was lost or stolen?

Car History

Buying a used car? Buy better, buy safer with CarHistory

My Insurance Passport

Find out what the insurance companies see about you

What is...

What is Credit file?
A credit file includes personal identification information consumer and commercial credit information, such as applications for credit and defaults, and public record information like bankruptcies and court judgements. Consumers have a right to get a copy of their own personal credit file.

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